Discounted Interest

Rates & Down Payment Assistance Available!

STATE OF NEW YORK MORTGAGE AGENCY (SONYMA) PROGRAMS

Through SONYMA Programs, eligible home buyers can access more affordable routes to homeownership such as discounted interest rates and generous down payment assistance offers.

FEW LENDERS OFFER BOTH OF THESE PROGRAMS.
FILL OUT THE FORM BELOW TO CHECK YOUR Eligibility!

Testimonials

Gerard was extremely helpful throughout the whole process of securing my loan. He was always available for questions and handled any concerns with great professionalism. I would recommend CMG Home Loans to everyone.

Jennifer T.

Review (July. 2025)

Gerard Troha went above and beyond with our home buying process. Whenever we had a question that needed explaining he was always there even on his days off .We first started with a mortgage broker and then a credit union & none of them did what Gerard Troha & his impeccable knowledge did for us.Gerard Troha & CMG home loans are a million times recommended by us.

Alcides C.

Review (June. 2025)

Gerard Troha made the mortgage process seamless and stress-free. Their expertise, responsiveness, and dedication were outstanding. They kept us informed and went above and beyond to ensure everything stayed on track. They were always quick to respond to our questions and made sure we felt confident and informed. Highly recommend Gerard for an exceptional experience!

Andriana X.

Review (January. 2025)

CHECK OUT MORE HERE

Gerard Troha

Branch Manager, NMLS ID# 14184

631.255.0849

[email protected]
cmghomeloans.com/mysite/gerard-troha

324 South Service Rd, Suite 100,

Melville, NY 11747
Branch NMLS# 2603292

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324 South Service Rd, Suite 100, Melville, NY 11747| BRANCH NMLS# 2603292

CMG Mortgage, Inc. dba CMG Home Loans, NMLS ID# 1820 (www.nmlsconsumeraccess.org), is an equal housing lender. Licensed by the Virginia State Corporation Commission #MC-5521. AZ license #0903132. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025. Georgia Residential Mortgage Licensee #15438. Kansas Licensed Mortgage Company #MC.0001160. Massachusetts Mortgage Broker and Lender MC1820. Licensed by the New Hampshire Banking Department. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS department of financial services. Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000. Rhode Island Licensed Lender. Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending. CL1820. To verify ourcomplete list of state licenses, please visit www.cmgfi.com/corporate/licensing.

CONSUMERS WISHNG TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV . A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV .